Effective Date: November 23, 2023

1. Acceptance of Terms

By accessing or using the services of American Business Advisors USA ("ABA USA," "we," "us," or "our"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use our website or services.

2. Privacy Policy

Your use of our website and services is also governed by our Privacy Policy, which can be found at [link to privacy policy]. By using our website or services, you consent to the terms of our Privacy Policy.

3. Information Accuracy

You agree to provide accurate, current, and complete information when using our website and services. We reserve the right to suspend or terminate your account and refuse any and all current or future use of our services if we suspect that the information provided is inaccurate, incomplete, or outdated.

4. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of ABA USA and is protected by intellectual property laws. You may not reproduce, distribute, display, or create derivative works of any content without our express written permission.

5. Limitation of Liability

ABA USA and its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our website or services.

6. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state of Texas, without regard to its conflict of law principles.

7. Contact Information

For any questions about these Terms and Conditions, please contact us at:

- American Business Advisors USA (ABA USA)

- Phone: +1 (281) 250-7101

- Email: investor@businessadvisorusa.com

- Address: 11849 Bissonnet St, Houston, TX 77099, USA

8. Changes to Terms and Conditions

We reserve the right to update or change these Terms and Conditions at any time without prior notice. Your continued use of our website and services after any such changes constitutes your acceptance of the new Terms and Conditions.